Medicare Specialists
248.871.7756
Medicare Specialists
248.871.7756

Tag

medigap
COBRA issues with our 65+ crowd have been everywhere these last few weeks for some reason. Advisors – if you hear the word COBRA and your client is approaching or is over age 65, please get them to a qualified Medicare person ASAP.  That client needs to understand that COBRA is not primary to Medicare.  If...
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Those were all of the synonyms I could dream of. We are often asked to provide long term care, annuities, final expense, life insurance and other products to our clients. Note, we are asked by SELLERS of the products. The wholesalers that say “you should really offer this or that to your client base”.  We...
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Why do we do free consults?  Because we should!  There are unnamed firms across the country that will charge $85.00 for a 30 minute phone call. Or, $500 for a “Medicare evaluation”. We won’t do that. Do you have to pay a home or auto insurance person a fee to have them quote your insurance? ...
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Sometimes even I am surprised how much money can be saved in getting Medicare “done” right. Small groups (under 20 employees) can move those that are over age 65 to a group Medicare supplement plan.  I just quoted one today. I am recommending moving three people to this type of plan and the savings are...
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Ok, so there are far more than only TWO Medicare surprises, but I’m going to start with the big two! I met with a new to me couple yesterday.  They are both over 65.  One person is actively working and one is retired.  The actively working person will be retiring this year sooooo, it’s time...
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Why I like Medigap…..! I checked in recently via text message with a client that began his Medicare policy with my on 4/1/17.  I always remember this fellow because of his dry sense of humor, his pure skepticism and his wit that has led us to become buddies. So, I sent him a text a...
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medicare confusion
When you turn 65 in the US, you are now eligible for Medicare coverage. You are eligible. Eligible. That doesn’t mean that you have to go and sign up. That doesn’t mean that you should go and sign up. It only means that you are eligible. What it does mean, in my opinion, is to...
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